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I am an intelligent student and I have always wanted to study. I just finished my Bachelors but want to do my MBA. Honestly I am up at 12:40 am in the morning researching my MBA options dreaming of furthering my education but I simply can not afford it. There are people who have the resources but I have the drive and the willingness to learn but no resources. Anyone who is pro education and thinks that people who want to study should be able to study, and is kind enough to pay for my MBA as a scholarship for my great record and merits, please contact me at sunshineforlife@hotmail.com

FROM:
Scott & Jennifer Giordano
Helendale, CA. 92342
Giordano-luv@verizon.net

SUBJECT:   HELP PLEASE!          

To Whom It May Concern:

If I may take a few minutes of your time I would like to share with you where my family currently stands with our finances, including our mortgage, and how we got to this point. On May of 2006 I left my previous 12 year job with County Fire Department for the following three reasons: (1) my position with County was being eliminated as of July 1st 2006. (2) Because I was losing my job with County I tried to be positive, aggressive, and proactive in finding a new job before I was let go. I Began testing in Colorado in October of 2005 and was doing very well. I continued testing for the next nine months truly believing I would be successful in getting a job in Colorado in particular with the Denver City Fire Department.  I was very successful with my testing efforts and the job was pending on passing a final background. The Start/hire date was estimated to be around mid July giving us enough time to pack move and get established in our rental home before I started my new job. (3) My wife was pregnant with our second child and was put on mandatory bed rest by her doctor until further notice due to complications. This happened in the first of May and I resigned 5 days later with County Fire to be with my wife and my two year old daughter.

It’s about mid May of 2006; I am home packing the house to move, taking care of my wife and my daughter. I continued making trips to Colorado for final testing and to look for our new home and a rental. We as a family make a trip around the end of May and put money down on a new Pulte house in Broomfield Colorado and we find a rental to live in until our house is built. My parents came along with us because they are also selling their house and moving with us. Our current home in Helendale has not sold yet and the market has dropped significantly from what it was one year ago. We decided that if it doesn’t sale before we move that we could afford to rent it out and we would be able to make up the difference with the money I would be making on my new job.

By June we are ready to move and are looking forward to this exciting new start with our lives in Colorado. Around mid June I receive a letter from Denver City stating that I did not pass the final Background and was disqualified for employment. I called to find out what happened and they said that they could not divulge any information but said that I could hire my own private investigator to find out what caused the problem. I hire an investigator and find out that we have been victims of identity theft for many years and that would automatically disqualify me from any government/public service job. I was confused and angry without any idea what had happened or how to fix this problem.

It is now July of 2006 I am now without a job unable to move and trying to figure out what to do for a job to support my family and how do I accomplish fixing this identity theft problem. I spend the next 8 months trying to fixing the identity theft problem spending over 5, 000.00 dollars of our money (not to mention the 75,000 per year lost from losing employment) making hundreds of phone calls to agencies such as San Bernardino County Sheriff, FBI, FTC, IRS, Social Security, AIG, Creditors, Banks, and many others. I have filed two dozen reports to meet the needs of every agency requesting documentation, I have also spend 8 to 10 hours a day looking for work or working small jobs like washing cars, yard work, small construction jobs etc. I have turned in over thirty (30) applications but I am unable to find work because my fifteen years of experience, diploma, and formal training are all based on the Fire Service. The catch 22 problem is I can’t test for fire departments until the identity theft problem is solved or I would run into the same problem I had with Denver City. I continue to hear the same thing from every employer, why are you here and are you going to go back to the fire service? Once I explained the problem they seemed compassionate about my problem but were unable or unwilling to hire me. Over the months we get further and further behind financially. Finally by mid January of 2007 I find a new job. The job is with Barstow Community College and is only part time at this point but I am extremely happy to be working again. Even though I am working I continue looking for full time work in the fire service.

The past several years I have been in a head on car accident with a drunk driver, lost a child, lost my grandmother on Christmas day, lost a best friend to cancer, lost both cars that we owned, my identity, a career, my dreams, ambitions, hope, peace of mind and joy. I have also sacrificed many personnel items like golf clubs, Thomas Kinkaid art collection, football card collection, collector coins passed down by family, and many other valuable items that we had to garage sale or sold on EBay to make money just so we could survive. Our credit has been severely damaged and our faith challenged. In addition to all of that I have suffered from several illnesses requiring medications and a lot of doctor visits. We experienced corrupt real-estate when we tried to refinance our home to get money to help us and instead we lost 30,000 dollars and gained nothing, that problem is currently under investigation with the DRE. We also gave up our dream to move to Colorado, a new house, a great new job doing what I love, and having the ability to help my parents who are retired and on a fixed income and were also counting on moving. My wife and I are hanging on by a thread and are tired, stressed, frustrated, deeply depressed, angry, and confused. We really don’t want to lose the one thing we have left, our home.

I totally and completely understand that this is not your problem and that you are not responsible for helping us in any way, however, I hope that you can find it in your hearts to help my family anyway possible. This is our problem and I take my commitment that I made to you very serious and we continue to do all wee can to make things right again. We really don’t want to lose our house. I refuse to walk away without trying to do everything in my power first. I don’t want a short sale or foreclosure, this does nothing for you or me to solve the problem and in the end we all lose. I am confident that there is an answer to this problem and that it can be solved. Again, I understand you don’t owe us anything and you have every right to take our home, I just ask that if there is any way possible that you or anyone else may be aware of to help us help our selves get back on track, please let me know. Please help us if you can.

As stated in this letter I am now working and my wife starts working the first of April. We are confident that we can get back on our feet and are slowly getting there. Please understand that we have lost over 100,000 dollars this past year to year and half, but we are not going to give up we are resilient, confident, humble and hard working and we are committed to make this unfortunate situation right again. We will try to do ALL we can to make this work and pray you can help us. I thank you so much for your time and consideration in regards to this matter.

Note:
 The following documentation can be provided to you for verification if you request it:

1. Police report
2. FTC report #
3. Investigation report
4. Denver City denial letter
5. Lawyer letter from working on credit issues
6. Letter from parents also explaining events
7. Letter from my wife giving her perspective of events
8. Records of financial support from our church
9. Witness of events letters from friends and family
10. Affidavit From Identity Theft 911 (from homeowner insurance)

Thanks again for your consideration, time, and help

Sincerely,

Scott Giordano
       And
     Family

FROM:
Scott & Jennifer Giordano
Helendale, CA. 92342
Giordano-luv@verizon.net

SUBJECT:   HELP PLEASE !

To Whom It May Concern:

If I may take a few minutes of your time I would like to share with you where my family currently stands with our finances, including our mortgage, and how we got to this point. On May of 2006 I left my previous 12 year job with County Fire Department for the following three reasons: (1) my position with County was being eliminated as of July 1st 2006. (2) Because I was losing my job with County I tried to be positive, aggressive, and proactive in finding a new job before I was let go. I Began testing in Colorado in October of 2005 and was doing very well. I continued testing for the next nine months truly believing I would be successful in getting a job in Colorado in particular with the Denver City Fire Department.  I was very successful with my testing efforts and the job was pending on passing a final background. The Start/hire date was estimated to be around mid July giving us enough time to pack move and get established in our rental home before I started my new job. (3) My wife was pregnant with our second child and was put on mandatory bed rest by her doctor until further notice due to complications. This happened in the first of May and I resigned 5 days later with County Fire to be with my wife and my two year old daughter.

It’s about mid May of 2006; I am home packing the house to move, taking care of my wife and my daughter. I continued making trips to Colorado for final testing and to look for our new home and a rental. We as a family make a trip around the end of May and put money down on a new Pulte house in Broomfield Colorado and we find a rental to live in until our house is built. My parents came along with us because they are also selling their house and moving with us. Our current home in Helendale has not sold yet and the market has dropped significantly from what it was one year ago. We decided that if it doesn’t sale before we move that we could afford to rent it out and we would be able to make up the difference with the money I would be making on my new job.

By June we are ready to move and are looking forward to this exciting new start with our lives in Colorado. Around mid June I receive a letter from Denver City stating that I did not pass the final Background and was disqualified for employment. I called to find out what happened and they said that they could not divulge any information but said that I could hire my own private investigator to find out what caused the problem. I hire an investigator and find out that we have been victims of identity theft for many years and that would automatically disqualify me from any government/public service job. I was confused and angry without any idea what had happened or how to fix this problem.

It is now July of 2006 I am now without a job unable to move and trying to figure out what to do for a job to support my family and how do I accomplish fixing this identity theft problem. I spend the next 8 months trying to fixing the identity theft problem spending over 5, 000.00 dollars of our money (not to mention the 75,000 per year lost from losing employment) making hundreds of phone calls to agencies such as San Bernardino County Sheriff, FBI, FTC, IRS, Social Security, AIG, Creditors, Banks, and many others. I have filed two dozen reports to meet the needs of every agency requesting documentation, I have also spend 8 to 10 hours a day looking for work or working small jobs like washing cars, yard work, small construction jobs etc. I have turned in over thirty (30) applications but I am unable to find work because my fifteen years of experience, diploma, and formal training are all based on the Fire Service. The catch 22 problem is I can’t test for fire departments until the identity theft problem is solved or I would run into the same problem I had with Denver City. I continue to hear the same thing from every employer, why are you here and are you going to go back to the fire service? Once I explained the problem they seemed compassionate about my problem but were unable or unwilling to hire me. Over the months we get further and further behind financially. Finally by mid January of 2007 I find a new job. The job is with Barstow Community College and is only part time at this point but I am extremely happy to be working again. Even though I am working I continue looking for full time work in the fire service.

The past several years I have been in a head on car accident with a drunk driver, lost a child, lost my grandmother on Christmas day, lost a best friend to cancer, lost both cars that we owned, my identity, a career, my dreams, ambitions, hope, peace of mind and joy. I have also sacrificed many personnel items like golf clubs, Thomas Kinkaid art collection, football card collection, collector coins passed down by family, and many other valuable items that we had to garage sale or sold on EBay to make money just so we could survive. Our credit has been severely damaged and our faith challenged. In addition to all of that I have suffered from several illnesses requiring medications and a lot of doctor visits. We experienced corrupt real-estate when we tried to refinance our home to get money to help us and instead we lost 30,000 dollars and gained nothing, that problem is currently under investigation with the DRE. We also gave up our dream to move to Colorado, a new house, a great new job doing what I love, and having the ability to help my parents who are retired and on a fixed income and were also counting on moving. My wife and I are hanging on by a thread and are tired, stressed, frustrated, deeply depressed, angry, and confused. We really don’t want to lose the one thing we have left, our home.

I totally and completely understand that this is not your problem and that you are not responsible for helping us in any way, however, I hope that you can find it in your hearts to help my family anyway possible. This is our problem and I take my commitment that I made to you very serious and we continue to do all wee can to make things right again. We really don’t want to lose our house. I refuse to walk away without trying to do everything in my power first. I don’t want a short sale or foreclosure, this does nothing for you or me to solve the problem and in the end we all lose. I am confident that there is an answer to this problem and that it can be solved. Again, I understand you don’t owe us anything and you have every right to take our home, I just ask that if there is any way possible that you or anyone else may be aware of to help us help our selves get back on track, please let me know. Please help us if you can.

As stated in this letter I am now working part time and my wife starts working the first of April. We are confident that we can get back on our feet and are slowly getting there. Please understand that we have lost over 100,000 dollars this past year to year and half, but we are not going to give up we are resilient, confident, humble and hard working and we are committed to make this unfortunate situation right again. We will try to do ALL we can to make this work and pray you can help us. I thank you so much for your time and consideration in regards to this matter.

Note:
 The following documentation can be provided to you for verification if you request it:

1. Police report
2. FTC report #
3. Investigation report
4. Denver City denial letter
5. Lawyer letter from working on credit issues
6. Letter from parents also explaining events
7. Letter from my wife giving her perspective of events
8. Records of financial support from our church
9. Witness of events letters from friends and family
10. Affidavit From Identity Theft 911 (from homeowner insurance)

Thanks again for your consideration, time, and help

Sincerely,

Scott Giordano
       And
     Family

I am a husband and a father and I am asking anyone that can help in ANYWAY posible to please send me an email so that I can get my family back on our feet and we can move on with our life again. This has been devastating to my intire family and we don't no where else wee can turn. Thank you for your time.

I have been unemployed for four years now and have over 200 reject letters. I am willing to give anything a try. I have over 15 years experience in office work and have done part time and volunteer work to keep myself out there but the older I get and the longer I am out of work the harder it is for me to get a job. I don't have a reliable car so I cannot afford to travel and moving is not an option because all my family are here and I am very close to them. Please anyone who is local to my area and needs help give me a call on 0354641711.

Hi, this is somewhat awkard for  me but I don't know where to start. I am single mom with an 8 year old daughter. The situation that I have encountered is that I do not have enough funds to cover my rental obligations. I work as a small business owner from home. Due to slow phase and not receiving timely payments of receivables...my finances is out of whack. I recently asked a supplier for an extension of credit on a past due invoice. The situation that I have encountered is that sales were slow for January, February and March, which caused me to live off the remittance that should have been paid to the supplier. I am caught between putting the supplier on hold to pay my living accomodations this month of $644.00 and to keep things a float. My heart tells me to pay at least 1/2 but I am very fearful that the supplier will tell me to take a flying leap.

You know, I decided to apply for a bank loan or to get a small credit line but the bank declined me due to my credit score. I recently just got divorced . There is no spousal support from my ex and I am living off of the proceeds from my business. I have some hard decisions to make. I know that I can do good in my business with a little financial assistance to stay on course. But if I have to end my business today, I can say I did the best I could. I am a fighter but the tears are rolling down my cheeks as I write this. I could probably write a novel on my past experiences. You know being a past victim of domestic abuse for five years and living to write this is  a blessing for me.

I am not asking for a hand-out but possibly a barter of some sort.  Your consideration and thoughts are greatly appreciated.

Who am I? I am very hard driven, motivated, go -getter, compassionate and understanding. My passion is computers, baking, research, reading, traveling and listening to a ecletic variety of music(jazz, country, r&b, contemporary, classical and opera) 

    My name is joseph green and live in branson, mo.  I just recently had my life fall into a downward spiral.  I had a steady job and a beautiful home, i lost all of that recently due to an illness i just found out about.  I am now homeless and staying with some friends.  I will only be able to stay with them for a short couple of days more however, because a family member of theirs will need the space.  I don't have any family that will help,  i am very scared and do not know what to do.  I have done my homework and found a couple of place to move into but, without any income I am on my way to living on the streets.  I have a job taht will be starting on march 31 acting at a theme park, it is good money but,  that is 1 month that I will be living literally on the streets.  Please help me.  I can be contacted for the next day or two at jgblueboy@yahoo.com or at 417-230-1205.  I would even be willing to pay you back if you could help me get a place to live.

I AM LOOKING FOR GRANTS ,AVIATION IN BUSINESS ADMINISTRATION AT UNIVERSITY OF ANCHORAGE. I AM ALASKA NATIVE WITH BAD CREDIT. A STUDENT LOAN IN DEFAULT (WHICH I AM TRYING  TO CLEAR UP...)

THIS IS A FOUR YEAR DEGRE, I AM A REAL GO GETTER..... IF YOU CAN HELP , LET ME KNOW, PLEASE.....?

Hard working father of two boys Joshua (8), Ricky(12). Married and devoted husband of Linda. Honest, easygoing, happy, loving, just having a hard time right now I never lose hope, pray everyday, and BELEAVE!!

I am a mother of two children that are now both in school.  Before they started I did a little bit of sewing business, and also gace horse riding lessons and trained horses, but the kids were my main priority while they were at home.

I worked for a Cheerleading and Dance company for about 8 years.  I called on schools in my territoty and helped design their uniforms.  In my first year I tripled sales.  I had clients leave their company to work with me because tey said I was honest and so easy to work with.  My office was at home, so I am a self starter and motivator...I had to be.

The business I want to start will mostly cater to the horse and rider, I will also call on schools and business' for embroidery needs.  I would be the only embroidery business my area and I know there is a need for it.

Thank you

    I was born in Pine Bluff. Worked twenty one years in the school system. Gave up my job to return to my community where low income , poverty and drugs has infested the community. I am widow with four grown children.

   My life style has changed because I have given it up to serve God and my community.

 I see children that are in  school who can not write their names, nor can they read. The parent are unable to help them.I see young ladies without high school education with no hope. I am determine to make a difference in my community. No matter what it cost me and it has cost me a lot.

To Whom It May Concern,

   Getting enjoyment out of one's work seems to be a rare encounter these days.  I guess you could say that I'm one of the lucky ones.  The field that I am in, brings a smile to my face every day.  The only problem I have is that unfortuniately I do not have the credit or resourses to finance the company I would like to build. 

                                 Thank you for your time,

                                         Andy Stephens

My name is Cynthia "Maxine" Creamer.  Shortly after my daughter Grace was born, my husband left the family. Grace was born with Downs Syndrome.  I have been employed for six years with the Franklin County Sheriff's Office as Executive Secretary to the Sheriff.  However, I have a great desire to start my own business.  My purpose for having my own business is threefold.  I want to be successful in my own business, I want to devote more time to my family and Grace's developmental needs and education and I want to impart to Grace talents and skills so that she too may succeed in life.